financial literacy

In my own experience and close observation of others, I have come to realize that remaining poor is normal and getting sustainably wealthy is exceptional. The beauty of life is that with persistence, focus and discipline, we can all get sustainably wealthy over time. And contrary to the deception especially in the third world, we do not need to steal to be wealthy. Paradoxically, sustainable wealth which keeps growing exponentially and which you enjoy with peace comes if observing utmost integrity is our consistent driving force. Setting goals is important and helps measure success. Simply setting goals does not ensure… Read More »USING PERSONAL FINANCIAL PLANNING TO ATTAIN FNANCIAL FREEDOM

Introduction Personality is the enduring configuration of characteristics and behavior that comprises an individual’s unique adjustment to life, including major traits, interests, drives, values, self-concept, abilities, and emotional patterns (American Dictionary of Psychology). Personality is generally viewed as a complex, dynamic integration or totality shaped by many forces, including hereditary and constitutional tendencies; physical maturation; early training; identification with significant individuals and groups; culturally conditioned values and roles; and critical experiences and relationships. Various theories explain the structure and development of personality in different ways, but all agree that personality helps determine behavior.  Defining personality There is no hard scientific… Read More »PERSONALITIES: IMPACT ON FINANCIAL HABITS